Every state you are in and are employed in has its own set of rule and regulations in terms of being hurt. Some businesses have great medical coverage and benefits while others have a poor range of benefits to cover you. While this may be true, it is also true that in spite of the actual insurance plans every business most offer business workers compensation insurance to every single employee.
That goes for every home business, small business and/or large business in the states. It doesn?t matter how long you have been employed there or how long the business has been installed and operating. It is mandatory by the states of the U.S. that every business provides work men?s compensation to its employees. This goes for a business that is as small as 3 individuals or as large as hundreds of thousands. No matter what size, all businesses should be insured or they will be charged.
Work men?s compensation covers you in case you get seriously hurt or injured on the job or on the job premises while working. You are even covered if you are in an automobile accident if you are on work time. You are also covered for minor injuries as well as mental illnesses that arise from the job and even benefits if you die while at work.
The different business insurance plans can act as plans like life insurance or can act as loss of wages. This means if you are out due to your illness or injury you can still get paid like a paid vacation. You can also have your medical bills be covered, and some plans include finding cash for recovery or rehabilitation. It all really depends on the plan your business has purchased and you pay for.
Workers compensation is very important for every business and employee. The only downfall is it can make the states lose money and is expensive at times. That is why more and more states are considering using private insurers instead of using the Labor and Industries to supply the states with plenty of money for every business.
This will help to keep the insurance rates down for the businesses and employees. Business workmen?s compensation insurance is extremely important to have, so speak to your employer. Be certain that you?re covered and find out what your plan does or doesn?t include. This is important information for every employee to know at all times.
Well I hope I have help point you in the right direction for your business and your needs for GA Workers Comp Insurance or GA Workers Compensation.
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Source: http://carsandinsurance.info/insurance/workers-compensation-insurance-facts-you-need-to-know
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